ABOUT SHEEL CAPITAL
Expertise You Can Feel.
Company You Can Count On.

SHEEL CAPITAL
About Us.
At Sheel, we go beyond the loan. Our team brings deep banking expertise, strong lender relationships and sharp strategic thinking to every client relationship — covering the full spectrum of finance across residential, commercial, business and asset. Not as brokers who process your application and move on, but as partners who are as invested in where you end up as you are.
We don't just find you the right deal. We make sure you understand exactly why it's the right one, what it costs, what it creates and what it sets up for everything that comes after. Because the clients who get the best outcomes aren't just well-financed. They know exactly what they signed and why.
It’s finance, in good company.






FOUNDER AND DIRECTOR
Meet Shubham Bhaskar


FOUNDER AND DIRECTOR
Meet Shubham Bhaskar
Shubham Bhaskar is the kind of finance broker who makes a complicated process feel straightforward. A Melbourne local with deep banking experience, he has spent years working alongside business owners, investors and individuals — helping them understand not just what they're signing, but why it's the right move for them.
What sets Shubham apart isn't just his commercial acumen or his analytical approach to structuring deals. It's the way he communicates. Every client leaves a conversation with Shubham feeling clearer, more confident and better equipped to make the decisions that matter. Because to him, a great outcome isn't just about securing the finance. It's about making sure you understand every step that got you there.
With Shubham in your corner, you're in good company.
Shubham Bhaskar is the kind of finance broker who makes a complicated process feel straightforward. A Melbourne local with deep banking experience, he has spent years working alongside business owners, investors and individuals — helping them understand not just what they're signing, but why it's the right move for them.
What sets Shubham apart isn't just his commercial acumen or his analytical approach to structuring deals. It's the way he communicates. Every client leaves a conversation with Shubham feeling clearer, more confident and better equipped to make the decisions that matter. Because to him, a great outcome isn't just about securing the finance. It's about making sure you understand every step that got you there.
With Shubham in your corner, you're in good company.
SHUBHAM BHASKAR
“The goal was never just the loan. It's having the right strategy behind it and the right company to see it through."

ASSOCIATE FINANCE BROKER
Sailesh Balendran
Sailesh is passionate about helping clients turn their goals into clear, achievable outcomes. He holds a Master of Finance and combines that strong academic grounding with hands-on experience in residential lending.
Sai takes the time to understand each client's unique circumstances, assess the full range of lending options, and guide them through every step of the process, from the initial conversation right through to settlement. Whether it's a first home purchase or growing a property portfolio, he brings a thorough, solutions-focused approach to making finance straightforward and finding the right outcome for each client.
At Sheel Capital, no deal is too complex. The team will always find a way to get it done, and Sai embodies that commitment.
Outside of finance, Sai is a keen sports fan who loves staying active. Soccer and badminton are his favourites, and he's always up for a game, whether competitive or just for fun with friends. He also enjoys following sports, discovering new places to eat, and spending time with family and friends.

ASSOCIATE FINANCE BROKER
Sailesh Balendran
Sailesh is passionate about helping clients turn their goals into clear, achievable outcomes. He holds a Master of Finance and combines that strong academic grounding with hands-on experience in residential lending.
Sai takes the time to understand each client's unique circumstances, assess the full range of lending options, and guide them through every step of the process, from the initial conversation right through to settlement. Whether it's a first home purchase or growing a property portfolio, he brings a thorough, solutions-focused approach to making finance straightforward and finding the right outcome for each client.
At Sheel Capital, no deal is too complex. The team will always find a way to get it done, and Sai embodies that commitment.
Outside of finance, Sai is a keen sports fan who loves staying active. Soccer and badminton are his favourites, and he's always up for a game, whether competitive or just for fun with friends. He also enjoys following sports, discovering new places to eat, and spending time with family and friends.

SENIOR LENDING SPECIALIST & OPERATIONS LEAD
Courtney McCormack
Courtney brings a decade of experience across finance broking, lending and credit. Her expertise spans residential, commercial, SMSF and complex lending, giving her the depth to handle scenarios that others find difficult to place.
Throughout her career, she has developed a particular strength in complex structures, self-employed borrowers and finding solutions when the answer isn’t always straightforward. Her experience across both broking and credit gives her a well-rounded understanding of the lending process, from structuring through to settlement.
Known for her attention to detail, efficiency, and practical approach to problem-solving - clients can be confident their lending is in expert hands. As the person who keeps the team running smoothly, she also ensures the process stays seamless for clients and colleagues alike.
Outside of work, Courtney can usually be found hanging out with her Rottweiler, Suki, and rabbit, Fredrick, planning her next getaway or tracking down a good matcha.

SENIOR LENDING SPECIALIST & OPERATIONS LEAD
Courtney McCormack
Courtney brings a decade of experience across finance broking, lending and credit. Her expertise spans residential, commercial, SMSF and complex lending, giving her the depth to handle scenarios that others find difficult to place.
Throughout her career, she has developed a particular strength in complex structures, self-employed borrowers and finding solutions when the answer isn’t always straightforward. Her experience across both broking and credit gives her a well-rounded understanding of the lending process, from structuring through to settlement.
Known for her attention to detail, efficiency, and practical approach to problem-solving - clients can be confident their lending is in expert hands. As the person who keeps the team running smoothly, she also ensures the process stays seamless for clients and colleagues alike.
Outside of work, Courtney can usually be found hanging out with her Rottweiler, Suki, and rabbit, Fredrick, planning her next getaway or tracking down a good matcha.

FINANCE BROKER
Brett Dragwidge
Before becoming a broker, Brett spent 15 years inside Australia's major banks as a commercial and relationship banker. He sat on the lender's side of the table, the same place client applications land today.
That experience shapes how he works. Brett knows how credit decisions are made, what makes a deal compelling to a lender, and what causes good deals to fall over. It is practical knowledge built from more than a decade inside the system, not from a textbook.
His move to broking was a deliberate step to the side of the table where he can do more for clients. With Sheel Capital, he is not tied to any one bank's products or lending appetite. He works across a panel of more than 30 lenders to find the structure that suits each client, rather than the one that is easiest to lodge.
Brett works across commercial finance, business acquisition, residential property, asset finance and SMSF lending. Most clients have more than one financial goal: a business to run, a property to buy and a future to plan for. Seeing that full picture lets him give advice built around where clients are heading, not just the deal in front of them.
He doesn't approach finance with a template, because no two borrowers are the same. Clients come away understanding their position, what they could qualify for, and with someone in their corner who has worked on both sides of the process.

FINANCE BROKER
Brett Dragwidge
Before becoming a broker, Brett spent 15 years inside Australia's major banks as a commercial and relationship banker. He sat on the lender's side of the table, the same place client applications land today.
That experience shapes how he works. Brett knows how credit decisions are made, what makes a deal compelling to a lender, and what causes good deals to fall over. It is practical knowledge built from more than a decade inside the system, not from a textbook.
His move to broking was a deliberate step to the side of the table where he can do more for clients. With Sheel Capital, he is not tied to any one bank's products or lending appetite. He works across a panel of more than 30 lenders to find the structure that suits each client, rather than the one that is easiest to lodge.
Brett works across commercial finance, business acquisition, residential property, asset finance and SMSF lending. Most clients have more than one financial goal: a business to run, a property to buy and a future to plan for. Seeing that full picture lets him give advice built around where clients are heading, not just the deal in front of them.
He doesn't approach finance with a template, because no two borrowers are the same. Clients come away understanding their position, what they could qualify for, and with someone in their corner who has worked on both sides of the process.

ASSOCIATE FINANCE BROKER
Sailesh Balendran
Sailesh is passionate about helping clients turn their goals into clear, achievable outcomes. He holds a Master of Finance and combines that strong academic grounding with hands-on experience in residential lending.
Sai takes the time to understand each client's unique circumstances, assess the full range of lending options, and guide them through every step of the process, from the initial conversation right through to settlement. Whether it's a first home purchase or growing a property portfolio, he brings a thorough, solutions-focused approach to making finance straightforward and finding the right outcome for each client.
At Sheel Capital, no deal is too complex. The team will always find a way to get it done, and Sai embodies that commitment.
Outside of finance, Sai is a keen sports fan who loves staying active. Soccer and badminton are his favourites, and he's always up for a game, whether competitive or just for fun with friends. He also enjoys following sports, discovering new places to eat, and spending time with family and friends.

FINANCE BROKER
Brett Dragwidge
Before becoming a broker, Brett spent 15 years inside Australia's major banks as a commercial and relationship banker. He sat on the lender's side of the table, the same place client applications land today.
That experience shapes how he works. Brett knows how credit decisions are made, what makes a deal compelling to a lender, and what causes good deals to fall over. It is practical knowledge built from more than a decade inside the system, not from a textbook.
His move to broking was a deliberate step to the side of the table where he can do more for clients. With Sheel Capital, he is not tied to any one bank's products or lending appetite. He works across a panel of more than 30 lenders to find the structure that suits each client, rather than the one that is easiest to lodge.
Brett works across commercial finance, business acquisition, residential property, asset finance and SMSF lending. Most clients have more than one financial goal: a business to run, a property to buy and a future to plan for. Seeing that full picture lets him give advice built around where clients are heading, not just the deal in front of them.
He doesn't approach finance with a template, because no two borrowers are the same. Clients come away understanding their position, what they could qualify for, and with someone in their corner who has worked on both sides of the process.

SENIOR LENDING SPECIALIST & OPERATIONS LEAD
Courtney McCormack
Courtney brings a decade of experience across finance broking, lending and credit. Her expertise spans residential, commercial, SMSF and complex lending, giving her the depth to handle scenarios that others find difficult to place.
Throughout her career, she has developed a particular strength in complex structures, self-employed borrowers and finding solutions when the answer isn’t always straightforward. Her experience across both broking and credit gives her a well-rounded understanding of the lending process, from structuring through to settlement.
Known for her attention to detail, efficiency, and practical approach to problem-solving - clients can be confident their lending is in expert hands. As the person who keeps the team running smoothly, she also ensures the process stays seamless for clients and colleagues alike.
Outside of work, Courtney can usually be found hanging out with her Rottweiler, Suki, and rabbit, Fredrick, planning her next getaway or tracking down a good matcha.
A Good Company, From the Ground Up.

BRAND VALUE
Priority
Every client. Every application. Every call returned. We built Sheel on the belief that the right level of attention isn't a premium — it's the standard. And we've never felt the need to lower it.

BRAND VALUE
Partnership
The right outcome rarely comes from a single lender. It comes from knowing which one to call — and having the kind of relationship that gets the deal across the line. That's what years of building the right network looks like.

BRAND VALUE
Principle
Good news, bad news — you'll hear it from us before anyone else. We keep our clients across every milestone because the best financial decisions are always made with the full picture in front of them.

BRAND VALUE
Possibility
Knowledge isn't just power in finance. It's the difference between a good decision and a great one. We make sure every client we work with understands exactly what they're doing — and exactly why it's the right move.
Words From the Company We Keep.

Glen Pearce
"Great service. Great communication. Kept me in the loop from start to finish."
Wherever your financial goals are taking you, you're in good company.
Frequently Asked Questions
Who is Sheel Capital?
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Sheel Capital
Sheel Capital ABN 65648089249 | Credit Representative Number 533080 is authorised under Australian Credit Licence Number 391237. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Sheel Capital
info@sheelcapital.com.au
03 9008 8444
Copyright © 2021-2026 Sheel Capital
Sheel Capital ABN 65648089249 | Credit Representative Number 533080 is authorised under Australian Credit Licence Number 391237. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Sheel Capital
Sheel Capital ABN 65648089249 | Credit Representative Number 533080 is authorised under Australian Credit Licence Number 391237. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.