COMMERCIAL LOAN REFINANCE
Refinancing a Business Worth More Than its Loan.
A Shepparton couple running a Canola, Wheat and Oat farm came to us with a straightforward goal — refinance their existing loan and find a lender who actually understood their business. What emerged from our first conversation on the farm was something more. A banking structure that wasn't working, a shed that needed building and a business that deserved better than what it had.
We saw more opportunity than they'd asked for.
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Total Funding
$0K
$0K
Better Rate
What We Did.
We visited the clients on their farm to understand their operation firsthand — income sources, equipment, farming projections and what the land was truly capable of. We engaged four lenders, built a comprehensive credit submission around the farm's management history, financials and the strength of Australian crop demand, and made the case for additional funding to build the shed they'd been putting off. The right lender was found and the submission was approved on its merits.
The Outcome.
A better interest rate, a longer loan term and additional funding to build the shed — freeing up working capital and unlocking a tax benefit the clients hadn't considered. A farming operation with the financial foundations to match its potential.
The right outcome. The right company.
I'm interested in:
Residential
Commercial
Business
Refinance
